What will i do, What is my service?
There are buyer services and there are seller services. Here we will discuss buyer services.
Buyer Services
- Prequalification
- looking at your monthly income and expenses and figuring out what kind of monthly obligation you are comfortable with.
- Looking at what kind of funds you have available for down payment
- Look at what payments you will need to make including insurance, taxes, adjustedtaxes, Condo fees, ground rent, mortgage insurance, electric bills, gas bills, principal payments, and interest payments.
- Looking at all of these factors figuring out what price range you should be looking into.
- Matching you with properties that match your needs.
- I will work with you to figure out what it is that you want in a house. Spending time to adctually get precise with what it is that you like in a house, reduces wheel spinning and informs me about what to show you.
- General Style
- townhouse, detached
- Garden
- Garage spaces
- Location Location Location
- Schools
- Traffic outside of house
- Lighting (Southern facing houses get more light)
- Kitchen Appointments
- How Updated do you like, and what do you want in a kitchen?
- Bathrooms
- How many, and what do you need?
- Can it just have a shower?
- Just have a bath?
- Monitoring the market and sending you properties that match your needs the moment they come on the market.
- Comparative Market Analysis
- Once you find a property, providing you with a report showing what similar properties have sold in the neighborhood and at what price.
- Foreseeing potential Appraisal issues, both in price and in condition of the house.
- Preparing a 30page contract
- Contract Negotiation
- Time
- Price
- Earnest Money deposit
- Financing contingencies
- Home Insepection
- Providing you with a Solid dependable Home Inspection
- 2nd round of negotiations
- Figuring out what to demand from the home inspection report.
- Coordinating and verifying that the work was done in a satisfactory manner
- Bank Communications
- Making sure that things are going the way that they were thought to go and foreseeing potential problems before they happen
- Coordinating with appraiser to make sure they can get into property.
- Making sure that the appraisal is using valid comperable market research.
- Title coordination.
- Making sure title work has been started.
- Obtaining ground rent information about property
- Coordinating closing date for all parties
- Closing
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